Getting more exercise, going to bed earlier, cutting back on chocolate, and finally going on that overseas trip are all admirable New Year’s resolutions……

Wonga
Wonga was founded in the UK in late 2006 by two South Africans who realised that the world needed better and more innovative services to help people with their money. Five years later, in 2012, we launched in South Africa. Since starting out, we've funded well over two million loans... and counting! We understand that money can be stressful, even at the best of times. So it is our mission to solve people's short-term and urgent cash flow problems with a responsible, equally short-term solution .We aim to help open up cash flow when it's needed, not to constrain people with long-term credit. We're here to help. We're here to make things simpler. Wonga is a registered Credit Provider and is regulated by the National Credit Act.
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0Managing Money in Your 30’s: What You Need to Know

In your 20’s you took risks and probably got away with it (thanks, on occasion, to mom and dad). You lived your life, perhaps…